Can we tell you a secret? Buying a home is not as easy as House Hunters makes it look. There is not going to be three perfectly lovely homes that tick most of your boxes and a nice, sunset scene unfolding as you agree on one home with your partner over cocktails with your agent.
So you want to buy a house. Yay! This is fantastic – homeownership is incredibly rewarding! However – you need to be prepared. Of course this means knowing what you want, where you want to live and how much you can afford. But how do you know what you can afford? Let’s break it down and help clear things up before you even head out the door to your mortgage provider!